Founder of Lode

Kir

Kir builds Lode, the iPhone expense tracker and budget app, and writes the Lode Journal.

Everything an article says about Lode is checked against the app before it is published. Questions and corrections are welcome by email.

Articles

Automation 4 min read

How to Track Expenses Automatically on iPhone

Four ways to log spending on iPhone without typing every purchase: bank sync, Apple Pay automations and the iOS 27 notification trigger — and which to pick.

Travel 3 min read

How to Budget for a Trip Abroad (and Know What Each Day Cost)

Set one trip budget, log spending in the currency you pay in, and watch the cost per day as you go. A simple travel money method, and an iPhone app to run it.

Privacy 3 min read

A Budget App With No Bank Login: How to Track Money Privately

Why many people won't give a budgeting app their bank password, what you lose without bank sync, and how to keep a complete budget privately on iPhone.

Budgeting 2 min read

Payday Budgeting: Start Your Month on the Day You Get Paid

If your salary lands on the 25th, a calendar-month budget is always half wrong. How payday budgeting works, and how to set it up on iPhone with one setting.

Budgeting 4 min read

How to Find Every Subscription You Pay For (and Cancel the Ones You Forgot)

Subscriptions hide in five places, and your iPhone only shows one of them. Here's how to find them all in 20 minutes, cancel safely, and keep the list current.

Travel 3 min read

How to Track Spending in Multiple Currencies Without Doing Math in Your Head

Paid in one currency, spending in another? Four rules for multi-currency budgeting — accounts, base currency, exchange rates — and how to set them up on iPhone.